Privacy Policy

Financebro AI · Effective date: July 6, 2026 · Last updated: October 12, 2026

Advertising measurement. Since version 2.6, released September 21, 2026, the App sends a set of advertising-measurement events to Meta, the company behind Facebook and Instagram. It is switched on by default, and it starts the first time you open the App, unless your iPhone's Region is set to a country in the European Economic Area, the United Kingdom or Switzerland. Sections 2, 4, 8 and 14 say exactly what is sent and how to switch it off: Profile → Settings (the gear icon) → Advertising measurement. From version 2.7, where this measurement runs and is switched on, the App can also show Apple's tracking prompt, once. If you tap Allow, those events can also carry Apple's advertising identifier; if you tap Ask App Not to Track, they never do. Section 4 explains the prompt.

This Privacy Policy describes how Yusuf Demirtas, trading as Financebro Studio ("Financebro", "we", "us", "our"), collects, uses, and protects your information when you use the Financebro AI mobile application (the "App"). Financebro AI is a financial education and coaching service. It is not a brokerage, not a licensed financial advisor, and does not provide financial advice.

For the purposes of the EU/UK General Data Protection Regulation (GDPR), Türkiye's Law on the Protection of Personal Data No. 6698 (KVKK), and Brazil's General Data Protection Law No. 13.709/2018 (LGPD), the data controller (controlador, under the LGPD) is Yusuf Demirtas, an individual trading as Financebro Studio. Financebro Studio is a trading name, not a separate company; the person responsible for your data is named here so you always know who that is. You can reach us at financebrostudio@gmail.com.

1. AI-generated content

Coaching responses in the App are generated by artificial intelligence (Anthropic's Claude). They may be incomplete, out of date, or incorrect, and must never be your sole basis for any financial decision. Always do your own research and consider consulting a licensed professional. The App shows no live prices and no market data — the coach has no access to either.

2. Information we collect

We do not collect your income, financial-account balances, card numbers, contacts, photos, or precise GPS location.

3. How and why we use your information (legal bases)

• To provide the App and personalize coaching — performance of our contract with you (GDPR Art. 6(1)(b)).
• To process your subscription — contract (Art. 6(1)(b)).
• To send the daily brief and other notifications — your consent, which you can withdraw anytime in Settings (Art. 6(1)(a)).
• To understand product usage and fix crashes — our legitimate interest in improving and securing the App (Art. 6(1)(f)).
• To comply with legal obligations where applicable (Art. 6(1)(c)).
• To measure whether our advertising works (since version 2.6; never on an iPhone whose Region is set to the EEA, the UK or Switzerland — see section 4) — this is switched on by default rather than asked for, and its first events are sent before you can reach the switch, so it does not rest on your consent. It rests on our legitimate interest in knowing whether our own advertising works (in Brazil, LGPD Art. 7, IX), limited by the safeguards described in sections 4, 8 and 14. You can object at any time by switching Advertising measurement off, which stops it (section 4). From version 2.7 one part is different: Apple's advertising identifier is added to these events only for people who tap Allow on Apple's tracking prompt, so for them the identifier is shared on the basis of that permission (in Brazil, LGPD Art. 7, I), which you can withdraw at any time in your iPhone's settings (section 4). The permission is given for the purpose our sentence in the prompt names; what Meta may itself do with the events is set by its own terms, which we do not control (section 4). Answering the prompt does not change the basis for the rest of the measurement, which is sent whatever you answer while the switch is on.

For users in Brazil, the LGPD (Art. 7) provides equivalent legal bases for these activities, including performance of a contract, consent, legitimate interests, and compliance with a legal obligation.

We do not sell your personal information. Since version 2.6 we send a set of events to Meta so we can measure whether our own advertisements worked; section 2 says exactly what those are, and you can switch them off in Profile → Settings → Advertising measurement. Version 2.6 never asks for the permission that allows tracking across other companies' apps and websites, so Apple's advertising identifier, which is what is normally used to do it, is never given to us or to Meta. From version 2.7 the App asks for that permission with Apple's own prompt: if you tap Allow, Meta's software can attach the identifier to those events, and Apple counts that as tracking; if you tap Ask App Not to Track, it is never given the identifier. We ourselves do not combine data from the App with other companies' data in either case.

4. Who else handles your information

Service providers (processors acting on our instructions)

Independent recipients (not our processors) — since version 2.6

The recipient below does not act only on our instructions. It decides some of its own purposes for the data it receives, under its own terms, so we name it separately rather than calling it a service provider.

Measuring our ads — since version 2.6

If your iPhone's Region is set to the EEA, the UK or Switzerland, none of this happens. If your iPhone's Region (Settings → General → Language & Region) is set to one of the countries of the European Economic Area, the United Kingdom or Switzerland, the App does not start Meta's measurement software at all — no advertising event is sent, and no identifier is created for it. The law there requires consent before anything is placed on your device, and we do not ask for it there, so we do not do the thing that would need it. That is also why you will not find an Advertising measurement switch in Settings on such a device: there is nothing for it to switch off. Apple's tracking prompt (from version 2.7) is a different question, and it is not shown on such a device either: there is nothing for it to allow. The check uses the Region setting, not where you are: if you are in Europe but your iPhone's Region is set to another country, the App behaves as described below. It also does not yet cover EU territories that iOS lists as regions of their own, such as Réunion, Guadeloupe, French Guiana or the Canary Islands, or other European countries such as Türkiye, Serbia or Ukraine. Everything below describes the App everywhere else.

If you found Financebro through an advertisement on Instagram or Facebook, we use Meta's measurement tools to understand whether that advertisement worked — whether it led to an install, and whether that install led to a subscription. Between those two points we send three one-time milestones — finishing profile set-up, asking the coach a first question, and finishing a first lesson — because they tell us whether the people who arrive from an advertisement actually get started. Version 2.6 does not ask for permission to track you across other companies' apps and websites, and because it never asks, Apple never gives the App or Meta the advertising identifier that is normally used to build a cross-app profile. From version 2.7 the App does ask, with Apple's own prompt, and Meta's software is given that identifier only if you tap Allow (see Apple's tracking prompt below). We do not sell your information. Your financial details — the amount you told us you can invest, your goals, your risk tolerance — are never included in anything sent to Meta.

When it starts. Advertising measurement is switched on by default. Meta's software starts the first time you open the App, so the install and first-open events are sent before you can change any setting, and the “finished setting up your profile” milestone — and a purchase, if you subscribe on the first offer screen — is sent before the Settings screen is available. In version 2.6 the App does not mention Meta before that point; from version 2.7, Apple's tracking prompt, shown on the last set-up question, does, unless your iPhone does not let apps ask (see below). The offer screen links to this Policy. Once the Settings screen is available, you can switch it off at any time.

How to switch it off. Go to Profile → Settings (the gear icon at the top of Profile) → Advertising measurement. In Portuguese the path reads Perfil → Ajustes → Publicidade → Medição de anúncios; in Spanish, Perfil → Ajustes → Publicidad → Medición de anuncios. Switching it off changes nothing else in the App or its price.

• What stops, and when. The automatic install and app-open events stop at once, and from the next time you open the App, Meta's software is not started at all. Until the App is fully closed — swiped away in the app switcher, or ended by iOS; going back to it from the background does not count — events recorded in the few seconds before you switched it off may still be sent, and Meta's software may still contact Meta, with your IP address and device information: to fetch its own settings, to send its once-a-day tracking-permission status, and when you make a purchase (the purchase itself is not sent to Meta, although it can still raise the SKAdNetwork activity level described below).
• It applies to one device. The switch is saved on your device, not in your account. If you use Financebro on more than one device (for example an iPhone and an iPad), switch it off on each one. If you delete the App and install it again, it starts switched on again, and the new installation sends its install and first-open events before you can reach the switch, and if you have an active subscription it may report it again as a restored purchase, with its Apple transaction identifiers — so switch it off again there.
• If you switch it back on. A subscription you started while it was off, and that is still active, may be reported to Meta then, including the date you bought it.

Apple's tracking prompt (from version 2.7). Version 2.7 shows Apple's App Tracking Transparency prompt: Apple's own alert, with no screen of ours in front of it. Version 2.6 never shows it.

• What it asks. Apple asks whether Financebro AI may track your activity across other companies' apps and websites, with two answers: Allow and Ask App Not to Track. Under Apple's question, our own sentence says why we ask: to see which of our Instagram and Facebook ads bring people to Financebro, so we spend less on ads that don't work; and that your profile, goals and financial details are never sent to Meta.
• When it appears. On a new installation, when you tap Continue on the last set-up question, “Where do you want to start?”, before your plan is made. By then the install and first-open events have normally already been sent, without the identifier. If you installed the App before version 2.7, it appears when you next open the App after updating. iOS shows it once per installation: after you answer, the App cannot show it again unless you delete it and install it again. When you answer, the App records which answer you gave, once, in our own product analytics, and our subscription provider's software also keeps the current status on your subscription record (section 8).
• When it never appears. On an iPhone whose Region is set to the EEA, the UK or Switzerland, because Meta's software never starts there (see above), and while Advertising measurement is switched off. If you switch Advertising measurement back on later, it may appear the next time you open the App. If you have turned off Allow Apps to Request to Track (Settings → Privacy & Security → Tracking), or your iPhone restricts tracking, iOS does not let the App ask, and the App is treated exactly as if you had tapped Ask App Not to Track.
• If you tap Allow. While Advertising measurement is on, Meta's software can attach Apple's advertising identifier (IDFA) to the events described in section 2 that it sends after you answer. Apart from your answer itself, which Meta's software reports (section 2), nothing else new is sent: your profile, goals and financial details are still never sent to Meta. The advertising identifier is the same for every app on your iPhone that you allow to track you, which is what makes it possible to connect activity across those apps; that is why Apple calls this tracking. What Meta may do with these events is set by its terms (see Independent recipients above).
• If you tap Ask App Not to Track. Apart from Meta's software now reporting that you said no, nothing that is sent changes from version 2.6: the identifier collection in Meta's software stays switched off, as in 2.6. While Advertising measurement is on, the same events are still sent, as section 2 describes, without Apple's advertising identifier. Tapping it does not switch Advertising measurement off; only the switch does that.
• Changing your answer. Go to iPhone Settings → Privacy & Security → Tracking, or to Financebro AI's own page in iPhone Settings, and turn tracking on or off for the App. Turning it off stops the identifier being added from then on (at the latest once the App has been fully closed and opened again); events already sent cannot be recalled (section 6).
• The switch in the App still decides. Whatever you answer, Profile → Settings → Advertising measurement turns Meta's software off: from the next time you open the App it is not started, so there is nothing for the identifier to be added to. Until the App is fully closed, the few things described under What stops, and when may still be sent, with the identifier if you allowed it. Whichever answer you give changes nothing else in the App or its price.

Apple's SKAdNetwork. If Advertising measurement is on the first time you open the App, Meta's software registers the App with Apple's SKAdNetwork. If Apple attributes your install to a Meta advertisement, your iPhone itself — not the App — may later send Meta up to three short install reports over roughly the following six weeks, on a schedule Apple sets. Apple designs these reports to contain no identifier for you or your device: they say only that an install came from a particular Meta campaign and, where enough people are involved, a rough level of activity afterwards, such as whether a subscription followed. Switching Advertising measurement off stops the App updating that activity level, but it cannot cancel a report iOS has already scheduled. Version 2.5 (August 2026) also took part in SKAdNetwork on every device, including in Europe, but differently: the App itself registered the install with Apple once you finished setting up your profile, and reported whether you then finished a first lesson or subscribed.

Other controls. If you have a Facebook or Instagram account, Meta's own ad settings (in Meta's Accounts Center) let you choose whether Meta uses activity that businesses share with it to personalise the ads you see. That setting governs how Meta uses information, including events sent before you switched Advertising measurement off; it does not stop the App sending events. From version 2.7, your iPhone's Tracking settings (Settings → Privacy & Security → Tracking) decide whether Apple's advertising identifier is added to these events; in version 2.6, which never asks for tracking permission, they change nothing that is sent apart from the tracking-permission status in sections 2 and 8. Neither they nor Apple's Personalized Ads setting stop the events themselves. The control that stops them is the switch in the App.

5. International data transfers

Your account and content are stored in the EU (Frankfurt). Some recipients — analytics, crash reporting, AI processing, and advertising measurement — operate in the United States, so your data may be transferred there. Where required, such transfers rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses; for transfers of data out of Brazil, we rely on the international-transfer bases permitted under the LGPD (Art. 33). By using the App you understand your data may be processed outside your country.

6. Data retention

We keep your data while your account is active. When you delete your account, your data is removed promptly from our live systems; residual copies in encrypted backups are purged within 30 days on a rolling schedule. Aggregated, non-identifying analytics may be retained.

One limit worth stating plainly: events already sent to a third party before you deleted your account or switched a setting off — to Meta for advertising measurement, or to our analytics and crash-reporting providers — are held under that provider's own retention rules and we cannot recall them. Deleting your account also does not yet remove the customer record our subscription provider, RevenueCat, keeps under your account identifier (your purchase history, the App's tracking-permission status described in section 8 and, if an Apple Ads campaign led to your install, that campaign); email us and we will delete it.

Deleting your account from inside the App also switches Advertising measurement off on that device, so the App sends no further events to Meta from it (until the App is fully closed, Meta's software may still contact Meta as section 4 describes, and Apple's SKAdNetwork report may already be scheduled). Our analytics and crash reporting are not switched off: if you keep using the App afterwards, you do so as a new user, and analytics events are sent under a new identifier that is not linked to the deleted account. If you delete your account by email, or the App is still installed on another device, switch Advertising measurement off there, or remove the App, to stop further events.

7. Your rights

Under GDPR, KVKK, Brazil's LGPD (Lei nº 13.709/2018), and the CCPA (as applicable), you have the right to access, correct, delete, port, restrict, or object to the processing of your personal data, and to withdraw consent. You can exercise the two most common rights directly in the App:

• Delete your account & data — Profile → Settings → Delete account (GDPR Art. 17 / KVKK).
• Export your data — Profile → Settings → Export my data (GDPR Art. 20).

Step-by-step deletion instructions, including what is deleted and how to request it by email if you no longer have the App installed, are on our User Data Deletion page.

In Brazil, your rights under LGPD Art. 18 include: confirmation that we process your data; access to it; correction; anonymisation, blocking or deletion of unnecessary or excessive data; portability; deletion of data processed with your consent; information about the public and private entities we share your data with (section 4); information about your ability to refuse consent and what refusing means; and withdrawal of consent. Advertising measurement is optional: switching it off (Perfil → Ajustes → Publicidade → Medição de anúncios) changes nothing else in the App or its price. The same is true of Apple's tracking prompt (from version 2.7): refusing it, or withdrawing your permission later in iPhone Settings, only keeps Apple's advertising identifier out of these events from then on; events already sent with it are held under Meta's own rules and we cannot recall them (sections 4 and 6).

For any other request, email financebrostudio@gmail.com. You also have the right to lodge a complaint with your local data-protection authority (in Türkiye, the Kişisel Verileri Koruma Kurumu; in the EU, your national supervisory authority; in Brazil, the Autoridade Nacional de Proteção de Dados (ANPD)).

8. Analytics & identifiers

We use first-party analytics (PostHog) and crash reporting (Sentry) that rely on device and usage identifiers to measure how the App is used and to fix problems. Those two are used for our own purposes only, and we do not send anything in them to an advertiser. From version 2.7, PostHog also records, once, whether you tapped Allow on Apple's tracking prompt, so we know what share of our advertising measurement includes Apple's advertising identifier; we do not send that record to Meta. Your answer is not kept only there: Meta's software reports it with its events (section 2), and RevenueCat's software keeps it on your subscription record (see Apple Ads below).

Separately, since version 2.6, Meta's measurement software sends the install, app-open and purchase events and the three one-time milestones described in section 2, while Advertising measurement is switched on, so we can tell whether our advertisements worked. It creates its own identifier for this App on your device. In version 2.6 it is not given Apple's advertising identifier (IDFA): that version presents no App Tracking Transparency prompt, and it switches off the identifier collection in Meta's software as well, so there are two independent reasons the identifier never leaves your device. From version 2.7 the App presents Apple's prompt and switches that collection on only once you tap Allow (and off again if you later turn tracking off for the App, or switch Advertising measurement off), so Meta's software can attach the IDFA to its events only for anyone who taps Allow. For anyone who taps Ask App Not to Track, both reasons still hold: iOS does not give the App the IDFA, and the collection stays off, so the events go as in 2.6, without the identifier (section 4, Apple's tracking prompt). The events are sent from your device one by one, each with the identifier Meta's software creates for this App, your IP address and basic device information; Meta reports results back to us only in aggregate. Unless you tap Allow on Apple's prompt, we do not give Meta the identifier that is normally used to join activity across companies' apps. Meta still receives your IP address, device details and, for purchases, Apple's transaction identifiers, so what it may do with these events is governed by its own terms and Apple's rules, not by anything that makes linking them technically impossible.

From version 2.7, Apple's App Store privacy label for this App declares Data Used to Track You. It says so because, for anyone who taps Allow on Apple's tracking prompt, Meta's software can attach Apple's advertising identifier to the events described in section 2, and Meta's terms allow it to use those events to target and deliver ads (section 4), even though we do not ourselves link data from the App with other companies' data. Through version 2.6 the label declared no tracking: that version never asks for tracking permission and never gives Meta Apple's advertising identifier or any account details, and we do not ourselves link data from the App with other companies' data. Apple's definition of tracking also covers a third-party SDK that combines an app's data with data from other companies' apps for advertising, even if the app's developer does not use it that way. The 2.6 label listed the data these events contain — a device identifier, product interaction and purchase history — under the purpose Third-Party Advertising.

Apple Ads. If you found Financebro through an ad in the App Store itself, Apple's attribution service (AdServices) can tell us so. On every install, in every region, the software from our subscription provider RevenueCat that is built into the App asks Apple, on your device, for an attribution token, and sends it to RevenueCat together with your account identifier. RevenueCat then asks Apple which Apple Ads campaign, ad group and keyword, if any, led to the install, and stores Apple's answer on your subscription record, so we can see which campaigns lead to subscriptions. It does not use Apple's advertising identifier and does not depend on your answer to Apple's tracking prompt, and nothing about this is shared with Meta. Separately, RevenueCat's software also stores, by default, the App's tracking-permission status on your subscription record: it reads the status from your iPhone, sends it with each purchase or restore it reports, and updates it when the status changes. This happens in every region. In version 2.6 the status is normally “not asked”, because that version never asks; from version 2.7 it is your answer to Apple's tracking prompt once you have given one. RevenueCat's software does not send Apple's advertising identifier, and the status it stores is not sent to Meta.

9. Security

We use industry-standard measures including encryption in transit (HTTPS), encrypted storage of your authentication session in the device Keychain, and row-level access controls so each user can only access their own data.

10. Children

The App is intended for users aged 16 and older and is not directed to children or to anyone under 16. We do not knowingly collect personal data from anyone under 16. If you believe someone under 16 has provided us data, contact us and we will delete it.

11. When we may disclose your information

We may disclose information where we believe in good faith that it is necessary to comply with a valid legal obligation — a court order, subpoena, or lawful request from a public authority — or to establish, exercise or defend legal claims, or to protect the safety of a person. Apart from the recipients named in section 4, we will not disclose your information for any other reason. We do not sell your personal information. Since version 2.6 we disclose the advertising-measurement events described in section 2 to Meta, and from version 2.7, if you tap Allow on Apple's tracking prompt, Apple's advertising identifier with them — section 4 explains what that is and how to switch it off.

12. If our business changes hands

Financebro Studio is currently operated by an individual. If it is incorporated as a company, reorganised, merged, or its assets are transferred to another business, your information may transfer with it so that the App can keep running and your account is not interrupted. Anyone receiving your information stays bound by this Policy until we tell you otherwise, and we will notify you in the App if the person or company responsible for your data changes.

13. Do Not Track

A "Do Not Track" signal is a browser signal, and the App is not a browser — there is no way for it to receive one, so our behaviour is the same whether or not one is sent. The App has its own controls instead. Version 2.6 never asks for tracking permission and never gives Meta Apple's advertising identifier (section 8 explains how Apple defines tracking). From version 2.7 the App asks with Apple's tracking prompt: if you tap Allow, Meta's software can attach Apple's advertising identifier to the events described in section 2, which Apple counts as tracking; if you tap Ask App Not to Track, or later turn tracking off in iPhone Settings → Privacy & Security → Tracking, it does not (section 4).

The App contains two advertising-related components: since version 2.6, Meta's measurement software (sections 4 and 8), and Apple's AdServices attribution, used through RevenueCat (section 8). In version 2.6 neither requests Apple's advertising identifier. From version 2.7, Meta's software requests it, and receives it only if you tap Allow on Apple's tracking prompt; Apple's AdServices attribution still does not use it. The switch that controls Meta's software, whatever you answered, is in the App itself — Profile → Settings → Advertising measurement.

Other parties. While Advertising measurement is on (it never runs on an iPhone whose Region is set to the EEA, the UK or Switzerland), Meta collects information about your use of this App through its software: the events described in section 2, sent over time, with your IP address and an identifier its software creates for this App, and, from version 2.7, Apple's advertising identifier if you tap Allow on Apple's tracking prompt. Meta also receives similar information from other apps and websites that use its tools, and may use what it receives for its own purposes under its Business Tools Terms (section 4). No other third party collects information about your activity across other companies' apps or websites through the App.

14. California privacy rights

Your rights under the CCPA/CPRA. If you live in California you have the right to know what personal information we have collected about you and how we have used and disclosed it, the right to delete it, the right to correct inaccurate information, and the right to opt out of any sale or sharing for cross-context behavioural advertising. We do not sell personal information for money. We do disclose a small set of advertising-measurement events to Meta (from version 2.7, with Apple's advertising identifier if you tap Allow on Apple's tracking prompt), and rather than argue about whether that meets the statutory definitions of “sharing” or “sale”, we treat it as sharing and give you a switch that opts you out of it — see Sale and sharing below.

How to make a request. Deletion and export are built into the App itself: Profile → Settings → Delete account or Export my data. To opt out of sharing for advertising measurement, switch off Profile → Settings → Advertising measurement — no request or email is needed. It applies to the device you set it on, so switch it off on each device you use, and again if you reinstall the App; section 4 explains exactly what stops and when. From version 2.7, tapping Ask App Not to Track on Apple's tracking prompt keeps Apple's advertising identifier out of what is shared, but it does not stop the sharing; the switch does. Because the switch is stored on your device, we cannot change it from our side: if you ask us by email, or through an authorised agent, to opt you out, we will reply with these steps. For anything else, or to make a request through an authorised agent, email financebrostudio@gmail.com. We will verify a request by matching it against the account details we already hold, and we will not use anything you send us for verification for any other purpose.

Opt-out preference signals. The App cannot receive Global Privacy Control or any other opt-out preference signal, because iOS does not pass them to apps; the Advertising measurement switch is how to opt out in the App. Our website runs no analytics or advertising scripts.

People under 16. We do not have actual knowledge that we sell or share the personal information of anyone under 16; the App is for users aged 16 and over (section 10).

No discrimination. We will not deny you the App, charge you a different price, or give you a lower level of service because you exercised any of these rights.

"Shine the Light" (Cal. Civ. Code § 1798.83). We do not give personal information to third parties so that they can market to you directly themselves. Meta's own possible uses of the advertising-measurement events are described in section 4, and you can stop the events being sent with the Advertising measurement switch.

Sale and sharing. We have never sold personal information for money. Since version 2.6 the App discloses the advertising-measurement events described in section 2 — app install, app opens, subscription purchases with their price and Apple's transaction identifiers, and three one-time milestones — to Meta so we can measure whether our own advertisements worked. It is switched on by default. Meta may use those events for its own purposes under its Business Tools Terms, which is why we treat this as sharing and offer an opt-out, even though we do not build advertising profiles. California also defines “sale” broadly; to the extent this could be treated as a sale, the same opt-out covers that too. In version 2.6 Meta is not given Apple's advertising identifier. From version 2.7 the events can carry it for anyone who taps Allow on Apple's tracking prompt (section 4); for anyone who taps Ask App Not to Track, they are shared without it, as in 2.6. Two things limit it. First, we turn on Meta's Limited Data Use setting and let Meta work out where you are: if Meta places you in a US state where it offers that setting, Meta says it handles these events as our service provider or processor and limits its own use of them. As of September 2026 those states are California, Colorado, Connecticut, Delaware, Florida, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island and Texas (Meta keeps the current list here); it does not apply anywhere else, including Brazil. Second, you can stop it at Profile → Settings → Advertising measurement. Once that is off on a device, the App sends nothing further to Meta from it, apart from what Meta's software may still send until the App is fully closed, and Apple's SKAdNetwork report, both described in section 4.

Categories of personal information (CCPA/CPRA). In the past twelve months we have collected the categories below.

15. Changes to this policy

We may update this Policy from time to time. Material changes will be indicated by updating the "Last updated" date and, where appropriate, a notice in the App.

16. Contact

Yusuf Demirtas, trading as Financebro Studio — financebrostudio@gmail.com

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