Privacy Policy

Financebro AI · Effective date: July 6, 2026 · Last updated: July 6, 2026

This Privacy Policy describes how Financebro Studio ("Financebro", "we", "us", "our") collects, uses, and protects your information when you use the Financebro AI mobile application (the "App"). Financebro AI is a financial education and coaching service. It is not a brokerage, not a licensed financial advisor, and does not provide financial advice.

For the purposes of the EU/UK General Data Protection Regulation (GDPR), Türkiye's Law on the Protection of Personal Data No. 6698 (KVKK), and Brazil's General Data Protection Law No. 13.709/2018 (LGPD), the data controller (controlador, under the LGPD) is Financebro Studio. You can reach us at financebrostudio@gmail.com.

1. AI-generated content

Coaching responses in the App are generated by artificial intelligence (Anthropic's Claude). They may be incomplete, out of date, or incorrect, and must never be your sole basis for any financial decision. Always do your own research and consider consulting a licensed professional. Any prices or market data shown may be delayed and are provided for educational context only.

2. Information we collect

CategoryExamples
AccountYour Apple ID email (which may be an Apple private-relay address) when you sign in with Apple. We also create an anonymous identifier when you first open the App.
Profile you provideFirst name, age, country, currency, occupation, the amount you can invest per month, experience level, risk tolerance, primary goal, time horizon, and your assigned investor archetype.
Your contentThe messages you send to the coach and the companies you ask about.
Device & usageA device push token (only if you enable notifications), product-analytics events, an analytics identifier, approximate location inferred from IP address, device model, and operating-system version.
DiagnosticsCrash reports and performance data.
SubscriptionYour subscription status and plan. We do not receive or store your card or bank details — Apple processes all payments.

We do not collect your income, financial-account balances, card numbers, contacts, photos, or precise GPS location.

3. How and why we use your information (legal bases)

For users in Brazil, the LGPD (Art. 7) provides equivalent legal bases for these activities, including performance of a contract, consent, legitimate interests, and compliance with a legal obligation.

We do not sell your personal information, and we do not use it for cross-app advertising or to track you across other companies' apps or websites.

4. Service providers (sub-processors)

ProviderPurposeRegion
SupabaseAuthentication & databaseEU (Frankfurt)
AnthropicAI processing of your chat messages and profile details (age, goals, risk tolerance, investable amount). Under Anthropic's commercial API terms, the messages and profile details we send are not used to train Anthropic's or any other party's AI models.US
Financial Modeling PrepMarket data (no personal data sent — stock symbols only)US
RevenueCatSubscription managementUS
PostHogProduct analyticsUS
SentryCrash & performance diagnosticsUS
AppleSign-in, push notifications, paymentGlobal

5. International data transfers

Your account and content are stored in the EU (Frankfurt). Some processors (analytics, crash reporting, AI) operate in the United States, so your data may be transferred there. Where required, such transfers rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses; for transfers of data out of Brazil, we rely on the international-transfer bases permitted under the LGPD (Art. 33). By using the App you understand your data may be processed outside your country.

6. Data retention

We keep your data while your account is active. When you delete your account, your data is removed promptly from our live systems; residual copies in encrypted backups are purged within 30 days on a rolling schedule. Aggregated, non-identifying analytics may be retained.

7. Your rights

Under GDPR, KVKK, Brazil's LGPD (Lei nº 13.709/2018), and the CCPA (as applicable), you have the right to access, correct, delete, port, restrict, or object to the processing of your personal data, and to withdraw consent. You can exercise the two most common rights directly in the App:

For any other request, email financebrostudio@gmail.com. You also have the right to lodge a complaint with your local data-protection authority (in Türkiye, the Kişisel Verileri Koruma Kurumu; in the EU, your national supervisory authority; in Brazil, the Autoridade Nacional de Proteção de Dados (ANPD)).

8. Analytics & identifiers

We use first-party analytics (PostHog) and crash reporting (Sentry) that rely on device and usage identifiers to measure how the App is used and to fix problems. These are used for our own product purposes only — not for advertising. We do not use Apple's advertising identifier (IDFA) and do not present an App Tracking Transparency prompt.

9. Security

We use industry-standard measures including encryption in transit (HTTPS), encrypted storage of your authentication session in the device Keychain, and row-level access controls so each user can only access their own data.

10. Children

The App is intended for users aged 18 and older and is not directed to children or to anyone under 18. We do not knowingly collect personal data from anyone under 18. If you believe someone under 18 has provided us data, contact us and we will delete it.

11. Changes to this policy

We may update this Policy from time to time. Material changes will be indicated by updating the "Last updated" date and, where appropriate, a notice in the App.

12. Contact

Financebro Studio — financebrostudio@gmail.com